Why Indemnia exists
A 54-foot semi carrying everything we owned burned down mid-move. Nothing came back.
What followed was a personal-property claim with no structure claim attached to it. No adjuster walks a burned foundation and estimates your belongings for you — you are handed an empty schedule and asked to prove, line by line, what you owned, when you bought it and what it was worth.
We did that from memory and from whatever receipts could still be found. The hard part was not remembering the television. It was proving when it was bought and what it cost, and then doing that several hundred more times, for things nobody thinks to photograph.
Indemnia is what we built afterwards, for the version of us who had not started yet.
What that turned into
The record has to build itself, because nobody keeps a household inventory by hand. So Indemnia reads the receipts already sitting in your email, and you add what email never saw.
Every figure has to be traceable to a document, because a schedule that cannot be checked is a schedule that gets argued with. Replacement cost, depreciation and Actual Cash Value are shown per line, with the receipt attached to the line it proves.
And you confirm what goes in. The review step is not something we have failed to automate away — it is the reason the record holds up later.
Where we are
Early access, and small on purpose. We are letting people in a few at a time so the product gets shaped by the first households and firms using it rather than around them.
Join the waitlist
Tell us which you are and we will write when there is room.