How it works

Most of this happens without you

Two things are yours: connect a mailbox once, and say what actually belongs to you as things turn up. Indemnia does the finding, the reading and the arithmetic in between — and if you ever do have to file, the report comes out of the record you already have.

Step 1

Connect the mailbox you buy things with

Gmail, Outlook, Yahoo — read-only. Indemnia can't send mail, change anything or delete anything. It works back through what's already there and keeps watching for new purchases, so this is the last setup step there is.

A list of scanned emails, each scored for how likely it is to be a receipt — Everything it has looked at, and what it made of each one

Step 2

It finds the receipts

It reads order confirmations, shipping notices and store receipts for what was bought, what it cost and when. The original email stays attached to each one, so every line can be traced back to the thing that proves it.

A receipt opened beside its line items, with the original email kept as proof — The purchase, and the proof behind it

Step 3

You decide what counts

Everything it finds arrives as a suggestion, not a fact. You accept the ones that are right and dismiss the ones that aren't — a return, a gift, something that was never yours. It's a few seconds each, and it's the reason the record holds up later.

A queue of suggested items waiting to be accepted or dismissed — Nothing joins the record on its own

Step 4

The record stays current

Accepted items become your inventory — what you paid, when you bought it, and what it's worth now. It keeps building in the background, so it's already there the day it matters instead of being something to reconstruct from memory.

A household inventory listing items with their category, purchase date and value — What you own, documented as you go

Step 5

And a loss report comes out the other end

Pick what was lost and Indemnia produces the schedule an insurer expects: replacement cost, depreciation and Actual Cash Value per line, with proof attached to the line it substantiates. The maths is shown rather than asserted, because a schedule that can be checked is one that survives being checked.

A loss report listing items with replacement cost, depreciation and Actual Cash Value — The document the whole record was for

What it can and can't do

Read-only access. Indemnia reads your mail looking for receipts and ignores everything else. It can't send, change or delete anything. Your record is private to your household, it's yours to export at any time, and disconnecting takes one click.